Your AI Tutor uses the same systems that power the rest of Gizmo, so nothing about quizzing works differently here.
Do I lose Hearts in an AI Tutor session?
Yes. If your AI Tutor session includes a quiz, it runs on the same system as Memorise mode, using Hearts, Hints and Super Hearts. Getting a question wrong costs a Heart just like it would in Memorise.
Does this use up one of my daily sessions?
No. Your daily AI Tutor session limit and your Hearts are tracked separately. Running low on Hearts doesn't use up a session, and starting a new session doesn't top your Hearts back up.
Do I still earn XP?
Yes. Completing a Lesson or quiz with your AI Tutor earns XP just like Memorise or Gizmo Live, and it counts towards your daily Streak too.
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